Connect open banking, categorise transactions in real time, and produce accurate, SFS-aligned affordability assessments that post straight into your CRM. A single platform across the entire customer lifecycle.
Replace slow, error-prone manual assessments with verified, real-time financial data and intelligent automation.
Securely link customer bank accounts via FCA-regulated open banking to pull real transaction data in seconds, no manual statements required.
Transactions are automatically classified into income and expenditure categories in real time, giving an accurate, verified financial picture.
Completed income & expenditure assessments flow straight into your CRM or case management system, eliminating re-keying and errors.
Integrate with leading benefits calculators to identify potential unclaimed entitlements and help maximise customer income during the assessment.
Assessments align with the Standard Financial Statement (SFS), supporting consistent, fair, and compliant affordability outcomes.
Surface disposable income, sustainable payment levels, and vulnerability indicators to drive fair, affordable arrangements.
Deliver income & expenditure your way, with the same accurate engine behind both experiences.
Equip your agents to support customers through an Income & Expenditure assessment.
Let customers complete their own affordability assessment online, at their own pace, through our white-label platform.
From responsible lending at onboarding through to legal recoveries, use a single affordability engine at every stage.
Assess affordability at the point of acquisition to lend responsibly and set sustainable terms from day one.
Run periodic affordability reviews during the life of the account to spot financial difficulty early.
Build fair, affordable repayment arrangements based on verified disposable income, not guesswork.
Support LBA processes and pre-action protocols with robust, documented affordability evidence.
See how open banking-powered affordability transforms outcomes across your customer lifecycle.
Collections, Made Digital
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Collections, Made Digital
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