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Core Platform

Self Serve
Empower users to resolve debts independently.
Micro Journeys
Custom tailored flows for quick digital recovery.
Digital Comms
Automated, compliant, multi-channel outreach.

AI Solutions

AI Analytics
PREMIUM
Predictive modeling and recovery insights.
Conversational AI
PREMIUM
Smart virtual agents for automated negotiation.

Payments Across the Lifecycle

Give customers flexible ways to pay across collections and recoveries, from instant one-off payments and modern payment methods through to affordable plans, future-dated payments and data-driven discount settlements.

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Payment plan on mobile image

Trusted by Businesses. Delivering at Scale.

Every year, our platform delivers measurable impact across millions of customer interactions. 

£ 0 M+

in one off payments

0 %

conversion to payment plan

£ 0 M+

in repayment plan value

More Ways to Pay, in One Platform

From instant one-off payments to structured plans and settlements, give customers the choice and flexibility that drives resolution.

One-Off Payments

Take instant, single payments in full or in part through a fast, frictionless checkout that customers can complete in seconds on any device.

Modern Payment Methods

Offer the ways customers already pay, including Apple Pay, Google Pay and open banking payments, for higher completion rates and lower friction.

Future-Dated & Promise to Pay

Let customers secure a future-dated payment or set a promise to pay the balance, giving them breathing space while keeping the outcome on track.

Payment Plans Over Time

Structure affordable repayment plans and collect over time with Direct Debit, including validation of bank account details before the first collection.

CPA & Card Tokenisation

Set up continuous payment authority with securely tokenised cards, including via Apple Pay, so recurring plan payments run automatically and safely.

Discount Settlements

Present data-driven settlement offers that let customers clear their account at a discount, paid now or over time, to accelerate recoveries.

Pay Now or Pay Over Time

Deliver income & expenditure your way, with the same accurate engine behind both experiences.

PAY NOW

Settle in Full

Give customers the fastest route to resolution with instant one-off payments and the modern methods they trust.

  • Apple Pay, Google Pay and open banking payments
  • One-tap checkout with no account required
  • Data-driven discount settlement offers
  • Instant confirmation and receipting

PAY OVER TIME

Structured Payment Plans

Build affordable arrangements and collect automatically, with plan payment links that work hand-in-hand with our affordability solution.

  • Direct Debit with bank account validation
  • CPA and card tokenisation, including Apple Pay
  • Payment plan links aligned to affordability
  • Future-dated payments and promise to pay

A Clear Payment History

Give customers and agents a clear view of balances, payment history and plan progress. By putting the information customers need at their fingertips, DebtStream reduces queries, improves transparency and gives customers greater confidence and control throughout the repayment journey.

Transactions history image

Payments at Every Stage of Recovery

From early arrears through to settlement, give customers the right payment option at the right moment.

01

Early Arrears

Make it effortless to pay the moment a customer engages, with one-off payments and modern methods that maximise completion.

02

Structured Recovery

Move customers onto affordable plans with Direct Debit, tokenised cards and plan links driven by verified affordability.

03

Settlement & Discounts

Use data to present the right settlement offer, letting customers clear their balance at a discount, now or over time.

04

Ongoing Management

Give customers a clear view of their payment history and transactions so they always know where they stand.

Give Customers Every Way to Pay

See how flexible, modern payments across the lifecycle boost collection rates and improve customer experience.

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Debtstream Company Logo

Collections, Made Digital

Redefining customer-centric Collections & Recoveries solutions, driven by digital innovation.

By submitting this form, you agree to hear from DebtStream about our products and services (as per our terms and conditions and privacy policy). You can unsubscribe at any time.

By submitting this form, you agree to receive promotional messages from DebtStream about its products and services (as per our terms and conditions and privacy policy). You can unsubscribe at any time by clicking on the link at the bottom of our emails.

Debtstream Company Logo

Collections, Made Digital

Redefining customer-centric Collections & Recoveries solutions, driven by digital innovation.

By submitting this form, you agree to hear from DebtStream about our products and services (as per our terms and conditions and privacy policy).  You can unsubscribe at any time.

Read our case study

By submitting this form, you agree to receive promotional messages from DebtStream about its products and services (as per our terms and conditions and privacy policy). You can unsubscribe at any time by clicking on the link at the bottom of our emails.